<?xml version="1.0"?>
<rss version="2.0">
<channel>
<title>Greendays Group Newsletters</title>
<category>Insurance</category>
<description>Monthly headlines</description>
<language>en-us</language>
<copyright>Copyright 2007 Liberty Publishing. All rights reserved.</copyright>
<link>http://www.frankey.com</link>
<ttl>60</ttl>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
<lastBuildDate>Tue, 16 Feb 2010 10:53:12 PST</lastBuildDate>
<generator>sfl</generator>
<item>
<title>The ABCs of E and O Coverage</title>
<description>GL, PL, PI, BI, PD, K and R, EPLI, you name it. The world of insurance can be a complicated maze of initials and acronyms, which are often seemingly used to confuse the insurance buyer. </description>
<category>Down To Business</category>
<link>http://www.siteforless.com/newsletters/?QID=114&amp;tokenID=c7134e2bf3319c36a39316efa1e9dd9c337</link>
<guid>http://www.siteforless.com/newsletters/?QID=114&amp;tokenID=c7134e2bf3319c36a39316efa1e9dd9c337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Understanding the Liabilities in Manufacturing a Product</title>
<description>The issue of product liability is a true legal thorn bush. Manufacturers, who fail to understand how liability can impact in bringing a new product to market, are apt to find themselves nicked by the thorns. </description>
<category>Down To Business</category>
<link>http://www.siteforless.com/newsletters/?QID=114&amp;tokenID=c7134e2bf3319c36a39316efa1e9dd9c337</link>
<guid>http://www.siteforless.com/newsletters/?QID=114&amp;tokenID=c7134e2bf3319c36a39316efa1e9dd9c337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Premium Damage Control for Workers Compensation Insurance</title>
<description>When you obtain workers comp for your business your initial premium rates are based on your companys payroll and the average cost of insurance in your particular industry.</description>
<category>Down To Business</category>
<link>http://www.siteforless.com/newsletters/?QID=114&amp;tokenID=c7134e2bf3319c36a39316efa1e9dd9c337</link>
<guid>http://www.siteforless.com/newsletters/?QID=114&amp;tokenID=c7134e2bf3319c36a39316efa1e9dd9c337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Insuring Your Collectibles the Smart Way</title>
<description>If you have spent considerable time and money on a collection you probably want to ensure that it is well protected. </description>
<category>Personal Protection</category>
<link>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=afbd631cf9141a00f7a8971259a56d86337</link>
<guid>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=afbd631cf9141a00f7a8971259a56d86337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>It´s My Condominium, Do I Need Coverage?</title>
<description>Owning a condominium is a cross between being a homeowner and being a renter. </description>
<category>Personal Protection</category>
<link>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=afbd631cf9141a00f7a8971259a56d86337</link>
<guid>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=afbd631cf9141a00f7a8971259a56d86337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Act Quickly to Minimize Damage from Identity Theft</title>
<description>Identity thieves steal in countless ways from their victims. Victims may discover that identity thieves have made charges on or withdrawals from their accounts, opened new credit cards or taken out loans in their names </description>
<category>Personal Protection</category>
<link>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=afbd631cf9141a00f7a8971259a56d86337</link>
<guid>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=afbd631cf9141a00f7a8971259a56d86337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Security No Matter What Happens</title>
<description>We live in an age of insecurity. No one wants to lose what they have worked so hard for. It's important to include life insurance among your financial options. </description>
<category>Life &amp; Employment</category>
<link>http://www.siteforless.com/newsletters/?QID=132&amp;tokenID=772d8a5f6a0ee0e541e444c8c18c9c83337</link>
<guid>http://www.siteforless.com/newsletters/?QID=132&amp;tokenID=772d8a5f6a0ee0e541e444c8c18c9c83337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Let Your Uncle Sam Help with Medical Costs</title>
<description>Your health insurance, no matter how good the plan, will not cover all of your medical costs. Travel, meals, and lodging may play a part in the costs associated with a serious acute or chronic illness.</description>
<category>Life &amp; Employment</category>
<link>http://www.siteforless.com/newsletters/?QID=132&amp;tokenID=772d8a5f6a0ee0e541e444c8c18c9c83337</link>
<guid>http://www.siteforless.com/newsletters/?QID=132&amp;tokenID=772d8a5f6a0ee0e541e444c8c18c9c83337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Long-Term Care: Is It Necessary for the Long Haul?</title>
<description>Aging in America is taking its toll on the health care system. Consumers can't rely on Medicare, Medicare supplementary insurance, or even health insurance to meet long-term care costs, as they don't cover most long-term care expenses.  </description>
<category>Life &amp; Employment</category>
<link>http://www.siteforless.com/newsletters/?QID=132&amp;tokenID=772d8a5f6a0ee0e541e444c8c18c9c83337</link>
<guid>http://www.siteforless.com/newsletters/?QID=132&amp;tokenID=772d8a5f6a0ee0e541e444c8c18c9c83337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>A Roth IRA Is an Effective Estate Planning Tool</title>
<description>One of the many estate planning challenges is reducing estate taxes and eliminating income tax your heirs could have to pay on assets they inherit.</description>
<category>Financial Planning</category>
<link>http://www.siteforless.com/newsletters/?QID=133&amp;tokenID=72417fad0e5a3bc1b7e8392617ad556d337</link>
<guid>http://www.siteforless.com/newsletters/?QID=133&amp;tokenID=72417fad0e5a3bc1b7e8392617ad556d337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Surviving Financially After an Unexpected Job Loss</title>
<description>Losing a job can be just as devastating to your self-esteem as it is to your finances. No matter what the reason for your termination, the end result is the same.</description>
<category>Financial Planning</category>
<link>http://www.siteforless.com/newsletters/?QID=133&amp;tokenID=72417fad0e5a3bc1b7e8392617ad556d337</link>
<guid>http://www.siteforless.com/newsletters/?QID=133&amp;tokenID=72417fad0e5a3bc1b7e8392617ad556d337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Keep More of the Money Flowing into Your Household</title>
<description>Managing your cash flow so that more of it stays in your household is the cornerstone to financial security. </description>
<category>Financial Planning</category>
<link>http://www.siteforless.com/newsletters/?QID=133&amp;tokenID=72417fad0e5a3bc1b7e8392617ad556d337</link>
<guid>http://www.siteforless.com/newsletters/?QID=133&amp;tokenID=72417fad0e5a3bc1b7e8392617ad556d337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Selling Employees on Supplemental Life Insurance</title>
<description>Despite the fact most Americans believe life insurance is the best protection against the financial hardship that can be brought on by the death of a primary wage earner, close to half of U.S. households are uninsured or underinsured</description>
<category>Employee Benefits</category>
<link>http://www.siteforless.com/newsletters/?QID=201&amp;tokenID=85acece67f6d7cc1d1a5af7e2abbba9e337</link>
<guid>http://www.siteforless.com/newsletters/?QID=201&amp;tokenID=85acece67f6d7cc1d1a5af7e2abbba9e337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Online Enrollment Offers Employers and Employees Various Advantages</title>
<description>With the new millennium comes a new wave of Internet technology, surely to positively impact employers and employees alike with impressive advances in online employee benefit enrollment systems. </description>
<category>Employee Benefits</category>
<link>http://www.siteforless.com/newsletters/?QID=201&amp;tokenID=85acece67f6d7cc1d1a5af7e2abbba9e337</link>
<guid>http://www.siteforless.com/newsletters/?QID=201&amp;tokenID=85acece67f6d7cc1d1a5af7e2abbba9e337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>A Carefully Chosen Supplemental Medical Plan Can Complement Primary Coverage</title>
<description>New sales for voluntary hospital indemnity and supplemental medical products have grown tremendously in recent years, according to a report from Eastbridge Consulting Group, a marketing advisory firm for insurance and financial services organizations.</description>
<category>Employee Benefits</category>
<link>http://www.siteforless.com/newsletters/?QID=201&amp;tokenID=85acece67f6d7cc1d1a5af7e2abbba9e337</link>
<guid>http://www.siteforless.com/newsletters/?QID=201&amp;tokenID=85acece67f6d7cc1d1a5af7e2abbba9e337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Out-Of-Pocket Medical Expenses Higher Than Most Retirees Imagined</title>
<description>In a recent survey conducted for Medco Health Solutions, Inc., one in three retirees said they are spending much more on medical expenses than anticipated.</description>
<category>Seniors</category>
<link>http://www.siteforless.com/newsletters/?QID=222&amp;tokenID=c274a17f4063f29615c9b5e0d1e217e0337</link>
<guid>http://www.siteforless.com/newsletters/?QID=222&amp;tokenID=c274a17f4063f29615c9b5e0d1e217e0337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Most Boomers Have Poor Understanding of Long-Term Care Insurance</title>
<description>The generation that prided itself on being cutting edge when it came to change seems to have fallen behind when it comes to understanding long-term care. </description>
<category>Seniors</category>
<link>http://www.siteforless.com/newsletters/?QID=222&amp;tokenID=c274a17f4063f29615c9b5e0d1e217e0337</link>
<guid>http://www.siteforless.com/newsletters/?QID=222&amp;tokenID=c274a17f4063f29615c9b5e0d1e217e0337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Fixed Annuity in a Retirement Income Portfolio May Increase Long-Term Wealth</title>
<description>Adding a fixed income annuity to a retirement income account can yield greater long-term wealth and more income security than a portfolio of equity and bond investments alone.</description>
<category>Seniors</category>
<link>http://www.siteforless.com/newsletters/?QID=222&amp;tokenID=c274a17f4063f29615c9b5e0d1e217e0337</link>
<guid>http://www.siteforless.com/newsletters/?QID=222&amp;tokenID=c274a17f4063f29615c9b5e0d1e217e0337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Should You Have a Defibrillator Onsite?</title>
<description>Cardiac arrest is a topic for which most people believe they are knowledgeable, but in reality know little about.</description>
<category>Workplace Safety</category>
<link>http://www.siteforless.com/newsletters/?QID=223&amp;tokenID=2a4eb95cef0c6ce0aec089e8f8cf98cc337</link>
<guid>http://www.siteforless.com/newsletters/?QID=223&amp;tokenID=2a4eb95cef0c6ce0aec089e8f8cf98cc337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Keeping an Eye Out for Hidden Hazards to Your Vision</title>
<description>Eye injuries are more common than you think and they can happen in the blink of an eye.</description>
<category>Workplace Safety</category>
<link>http://www.siteforless.com/newsletters/?QID=223&amp;tokenID=2a4eb95cef0c6ce0aec089e8f8cf98cc337</link>
<guid>http://www.siteforless.com/newsletters/?QID=223&amp;tokenID=2a4eb95cef0c6ce0aec089e8f8cf98cc337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Pay Attention - Driving Distracted Could Be Your Demise</title>
<description>At one point in time a vehicle was a means to take us from point a to point b. Nowadays we not only travel in our vehicles we eat meals in them, conduct business in them, read in them, watch TV in them, listen to cds and, of course, talk on the phone.</description>
<category>Workplace Safety</category>
<link>http://www.siteforless.com/newsletters/?QID=223&amp;tokenID=2a4eb95cef0c6ce0aec089e8f8cf98cc337</link>
<guid>http://www.siteforless.com/newsletters/?QID=223&amp;tokenID=2a4eb95cef0c6ce0aec089e8f8cf98cc337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Umbrella Coverage: Protect Your Exposed Assets</title>
<description>There's no doubt that we live in a litigious society. Jury awards continue to bankrupt individuals and many small companies.</description>
<category>Construction</category>
<link>http://www.siteforless.com/newsletters/?QID=266&amp;tokenID=dee8e8b7744f775507459ecf04562a33337</link>
<guid>http://www.siteforless.com/newsletters/?QID=266&amp;tokenID=dee8e8b7744f775507459ecf04562a33337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Employers Paying the Price for Off-The-Job Injuries</title>
<description>Employers have spent the last few years putting more emphasis on workplace safety, to meet with the ever-increasing demands of safety-based regulations. </description>
<category>Construction</category>
<link>http://www.siteforless.com/newsletters/?QID=266&amp;tokenID=dee8e8b7744f775507459ecf04562a33337</link>
<guid>http://www.siteforless.com/newsletters/?QID=266&amp;tokenID=dee8e8b7744f775507459ecf04562a33337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Discrimination Law Suits Can Be Pricey and Damaging</title>
<description>The 21st Century brings a more racially and ethnically diverse workforce. With it rises the possibility of discrimination lawsuits, which can be both pricey and damaging to companies. </description>
<category>Construction</category>
<link>http://www.siteforless.com/newsletters/?QID=266&amp;tokenID=dee8e8b7744f775507459ecf04562a33337</link>
<guid>http://www.siteforless.com/newsletters/?QID=266&amp;tokenID=dee8e8b7744f775507459ecf04562a33337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Learning to Make Your Home More Energy Efficient</title>
<description>The U. S. Department of Energy advises homeowners to regularly conduct home energy audits to assess how much energy your home uses, and to decide on the steps you can take to make it more efficient.</description>
<category>Inside Real Estate</category>
<link>http://www.siteforless.com/newsletters/?QID=315&amp;tokenID=c3493ca53c747d808ea9262fe2b14555337</link>
<guid>http://www.siteforless.com/newsletters/?QID=315&amp;tokenID=c3493ca53c747d808ea9262fe2b14555337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Trust Your Instincts When It Comes to Real Estate Scams</title>
<description>According to an article in the January 2008 edition of E Real Estate Executive, the FBI reports that real estate fraud is on the rise in the United States.  </description>
<category>Inside Real Estate</category>
<link>http://www.siteforless.com/newsletters/?QID=315&amp;tokenID=c3493ca53c747d808ea9262fe2b14555337</link>
<guid>http://www.siteforless.com/newsletters/?QID=315&amp;tokenID=c3493ca53c747d808ea9262fe2b14555337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
<item>
<title>Use Common Sense, Not Emotion When Buying a Second Home</title>
<description>If you saw the movie Under The Tuscan Sun, you will remember the scene where Diane Lane gets off the tour bus in front of a run down villa and steps inside to look around.</description>
<category>Inside Real Estate</category>
<link>http://www.siteforless.com/newsletters/?QID=315&amp;tokenID=c3493ca53c747d808ea9262fe2b14555337</link>
<guid>http://www.siteforless.com/newsletters/?QID=315&amp;tokenID=c3493ca53c747d808ea9262fe2b14555337</guid>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
</item>
</channel>
</rss>
